Fintech

Navigating the Open Insurance landscape: A legal perspective for 2023

By Giacomo Lusardi / 9 March 2023 / Data Protection, Fintech, IT & Sourcing

OPEN INSURANCE: A DEFINITION Open Insurance is a way for insurance companies and other players in the insurance sector to share personal and non-personal data, usually via standardized and interoperable APIs (Application Programming Interfaces) (EIOPA, 2021). They can then use that data to create new products and services and improve existing ones. Open Insurance data …

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Nuovi obblighi in tema di appalti

By Alessandro Ferrari / 9 January 2020 / Cloud, Commercial, Fintech, General, Internet & E-commerce, Internet of Things, IT & Sourcing, Media & TLC, Tech & Sourcing

Il c.d. Decreto Fiscale (Decreto Legge. n. 241/1997 convertito con Legge n. 157/2019) ha introdotto sostanziali novità in tema di appalti. Si tratta di una riforma che richiede immediata attenzione per le conseguenze sanzionatorie in capo a committente e appaltatore nonché modifiche ai contratti in essere e da stipulare e l’adozione di nuove procedure interne. …

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FinTech: Who is responsible if AI makes mistakes when suggesting investments?

By Giacomo Lusardi / 11 June 2019 / Artificial Intelligence, Cloud, Commercial, Consumers, Data Protection, Fintech, Internet & E-commerce, Internet of Things, IP, IT & Sourcing, Tech & Sourcing

The recently reported legal action brought for damages due to wrong investments resulting from algorithms-based automated decision-making processes is one of the first known cases of this type. The case has received some attention from the media worldwide and has contributed to reopen the debate on the issue of liability connected to the use of Artificial Intelligence systems (“AI”). The question at issue is, in brief: who is held liable for the damages caused by AI and who shall compensate such damages, if any.

Video: Blockchain legal predictions for 2019

By Tommaso Ricci / 5 April 2019 / Blockchain, Fintech, General

In this video Elisa Rosati and Tommaso Ricci analyze the Blockchain legal and business challenges for 2019. This year will be crucial for the blockchain since the Distributed Ledger Technology (DLT) is ready to overcome the risks linked to the fluctuation of the cryptocurrencies and to prove its compatibility with the new standards of Data Protection introduced by GDPR finding the right balance between scalability and security.

Blockchain: the real fuel for eSports

By Tommaso Ricci / 28 March 2019 / Fintech, Gaming and Betting, IT & Sourcing, Sport

The eSports industry has undergone a massive growth in the recent years hitting a record market revenue of almost $1 billion. Blockchain technology could foster even more the huge market growth building trust, adding transparency and introducing new business models. Here is a brief overview of its applications and legal challenges.

Top 3 blockchain predictions for 2019

By Tommaso Ricci / 21 January 2019 / Fintech, General

Last year was a major tipping point for blockchain, with a powerful kickstart followed by some turbulence and a cautious settlement in the freezing winter.

Top 3 predictions on fintech for 2019

By Ludovica Mosci / 15 January 2019 / Fintech

Thanks to the implementation of the PSD2, we can say that 2018 has been the year of fintech in Europe, with new players finally hitting the market or old players proposing new services.

What to expect for 2019 then? Below our podium predictions on fintech for 2019.