{"id":5276,"date":"2025-04-28T16:00:04","date_gmt":"2025-04-28T14:00:04","guid":{"rendered":"https:\/\/blogs.dlapiper.com\/advocatus\/?p=5276"},"modified":"2025-04-30T16:34:07","modified_gmt":"2025-04-30T14:34:07","slug":"biztato-kilatasok-novekvo-mampa-piac-es-kedvezo-hitelezesi-feltetelek-2025-ben-megjelent-a-dla-piper-debt-finance-intelligence-report","status":"publish","type":"post","link":"https:\/\/blogs.dlapiper.com\/advocatus\/2025\/04\/biztato-kilatasok-novekvo-mampa-piac-es-kedvezo-hitelezesi-feltetelek-2025-ben-megjelent-a-dla-piper-debt-finance-intelligence-report\/","title":{"rendered":"B\u00edztat\u00f3 kil\u00e1t\u00e1sok: n\u00f6vekv\u0151 M&A piac \u00e9s kedvez\u0151 hitelez\u00e9si felt\u00e9telek 2025-ben – Megjelent a DLA Piper Debt Finance Intelligence Report"},"content":{"rendered":"\t\t
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Megjelent DLA Piper leg\u00fajabb Debt Finance Intelligence Reportja, amely r\u00e9szletesen elemzi a hitelfinansz\u00edroz\u00e1si piac 2024-es teljes\u00edtm\u00e9ny\u00e9t, valamint a 2025-\u00f6s \u00e9vet meghat\u00e1roz\u00f3 f\u0151bb trendeket \u00e9s kih\u00edv\u00e1sokat. \u00d6sszefoglal\u00f3nkban szak\u00e9rt\u0151ink, Borb\u00e9ly G\u00e1bor \u00e9s B\u00e9res Tam\u00e1s r\u00f6viden \u00e9rintenek n\u00e9h\u00e1ny trendet a riport alapj\u00e1n.<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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A 2024-es \u00e9vet a geopolitikai instabilit\u00e1s \u00e9s a magas infl\u00e1ci\u00f3s nyom\u00e1s jellemezte, amely vegyes eredm\u00e9nyeket hozott az M&A \u00e9s a mag\u00e1nt\u0151ke piacokon. A piaci szerepl\u0151k \u00f3vatos megk\u00f6zel\u00edt\u00e9se miatt a tranzakci\u00f3k sz\u00e1ma visszafogott volt, b\u00e1r az \u00e9v v\u00e9g\u00e9n n\u00e9mi fellend\u00fcl\u00e9s volt tapasztalhat\u00f3. Elmondhat\u00f3, hogy a hitelez\u0151k szorosan figyelemmel k\u00eds\u00e9rik egym\u00e1s tev\u00e9kenys\u00e9g\u00e9t \u00e9s gyakorlat\u00e1t, ami a hitelpiac konvergenci\u00e1j\u00e1hoz vezet.<\/p>

A t\u00f6bbc\u00e9l\u00fa hitelkeret \u00fcgyletek (unitranche deals<\/em>) \u00e1raz\u00e1sa 2024-ben az Egyes\u00fclt Kir\u00e1lys\u00e1gban a 2023-as szinten maradt, m\u00edg Eur\u00f3p\u00e1ban enyhe \u00e1rcs\u00f6kken\u00e9s volt tapasztalhat\u00f3. A magasabb kamatl\u00e1bak \u00e9s a szigor\u00fabb monet\u00e1ris politik\u00e1k miatt a hitelez\u0151k \u00f3vatosabbak lettek, ami a t\u0151ke\u00e1tt\u00e9teli mutat\u00f3k fokozatos cs\u00f6kken\u00e9s\u00e9hez vezetett. Az esed\u00e9kes kamattartoz\u00e1s t\u0151k\u00e9s\u00edt\u00e9s\u00e9nek lehet\u0151s\u00e9g\u00e9re vonatkoz\u00f3 szerz\u0151d\u00e9ses kik\u00f6t\u00e9s (Payment in Kind (PIK) toggle mechanism<\/em>) v\u00e1ltozatlanul n\u00e9pszer\u0171, annak ellen\u00e9re, hogy n\u00f6veli a hitelfelvev\u0151 ad\u00f3ss\u00e1gterh\u00e9t.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\tT\u00f6ltse le a teljes riportot!\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t DLA Piper Debt Finance Intelligence Report 2025\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t
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A kock\u00e1zati t\u0151ke-finansz\u00edroz\u00e1s <\/strong><\/p>

A kock\u00e1zati t\u0151ke-finansz\u00edroz\u00e1si szegmens 2024-ben is nagyon akt\u00edv maradt, k\u00fcl\u00f6n\u00f6sen az eg\u00e9szs\u00e9g\u00fcgy, technol\u00f3gia \u00e9s SaaS (software as a service<\/em>) szektorokban. A kih\u00edv\u00e1sokkal teli piaci k\u00f6r\u00fclm\u00e9nyek ellen\u00e9re a tranzakci\u00f3k \u00e9rt\u00e9ke n\u00f6vekedett az \u00fcgyletek sz\u00e1m\u00e1hoz k\u00e9pest, ami azt jelzi, hogy a hitelfelvev\u0151i oldalon ig\u00e9ny mutatkozik a magasabb \u00f6sszeg\u0171 hitelek felv\u00e9tel\u00e9re a felv\u00e1s\u00e1rl\u00e1sok \u00e9s konszolid\u00e1ci\u00f3k finansz\u00edroz\u00e1sa \u00e9rdek\u00e9ben.<\/p>

Az eszk\u00f6zalap\u00fa hitelez\u00e9s <\/strong>(Asset Based Lending, ABL)<\/em><\/p>

Az ABL piac vegyes eredm\u00e9nyeket hozott 2024-ben, jelent\u0151s refinansz\u00edroz\u00e1si tev\u00e9kenys\u00e9ggel \u00e9s hitelkeret-n\u00f6vel\u00e9sekkel, de kevesebb nagy \u00f6sszeg\u0171 \u00faj tranzakci\u00f3val. Az eszk\u00f6zalap\u00fa hitelez\u00e9s ugyanakkor 2025-ben v\u00e1rhat\u00f3an akt\u00edv \u00e9s innovat\u00edv marad, hat\u00e9kony megold\u00e1sokat k\u00edn\u00e1lva a nehezebben finansz\u00edrozhat\u00f3 szektorok \u00e9s a komplex, hat\u00e1rokon \u00e1tny\u00fal\u00f3 \u00fcgyletek sz\u00e1m\u00e1ra.<\/p>

Delayed draw term loans <\/em><\/strong>(DDTL)<\/em><\/p>

A DDTL-ek \u2013 azaz a t\u00f6bb r\u00e9szletben leh\u00edvhat\u00f3, nem rul\u00edroz\u00f3 hitelkeretek \u2013 rugalmass\u00e1guknak k\u00f6sz\u00f6nhet\u0151en egyre nagyobb szerepet t\u00f6ltenek be a hitelez\u00e9si gyakorlatban, k\u00fcl\u00f6n\u00f6sen a mag\u00e1nhitel piacon. A nem banki hitelez\u0151k (direct lenders<\/em>) a DDTL-ek seg\u00edts\u00e9g\u00e9vel olyan azonnali forr\u00e1s lehet\u0151s\u00e9get k\u00edn\u00e1lnak, amelyet egyes hagyom\u00e1nyos bankok nem tudnak biztos\u00edtani.<\/p>

Sustainability linked loan (SLL)<\/strong><\/p>

Annak ellen\u00e9re, hogy az ESG tov\u00e1bbra is k\u00f6z\u00e9ppontban van, a fenntarthat\u00f3s\u00e1gi krit\u00e9riumokhoz k\u00f6t\u00f6tt, de \u00e1ltal\u00e1nos v\u00e1llalati c\u00e9lokra ford\u00edthat\u00f3 k\u00f6lcs\u00f6n\u00f6k (sustainability linked loans<\/em>) piac\u00e1nak n\u00f6veked\u00e9se 2024-ben lelassult. Az \u00fan. sleeper SLL<\/em>-ek, ahol a KPI-k (Key Performance Indicators<\/em>) \u00e9s a kapcsol\u00f3d\u00f3 c\u00e9lok z\u00e1r\u00e1st k\u00f6vet\u0151en ker\u00fclnek meghat\u00e1roz\u00e1sra, a midmarket<\/em> piacon \u00e1ltal\u00e1noss\u00e1 v\u00e1ltak. A fokozott ellen\u0151rz\u00e9s \u00e9s a szigor\u00fabb szab\u00e1lyoz\u00e1s egyre szelekt\u00edvebb hitelez\u00e9si folyamatokat eredm\u00e9nyez, amelyek a “z\u00f6ldre fest\u00e9s” (greenwashing<\/em>) elker\u00fcl\u00e9s\u00e9re \u00e9s a hat\u00e1sos KPI-k el\u00e9r\u00e9s\u00e9re f\u00f3kusz\u00e1lnak.<\/p>

A bankok \u00e9s mag\u00e1nhitelez\u0151k versenye<\/strong><\/p>

A bankok \u00e9s a mag\u00e1nhitel-alapok (private credit funds<\/em>) hitelez\u00e9si felt\u00e9teleinek konvergenci\u00e1ja a mid market<\/em> piacon egyre nyilv\u00e1nval\u00f3bb\u00e1 v\u00e1lt. Ezt a tendenci\u00e1t a piaci k\u00f6r\u00fclm\u00e9nyek \u00e9s az \u00fczletk\u00f6t\u00e9sek\u00e9rt folytatott verseny hat\u00e1rozz\u00e1k meg. B\u00e1r minden egyes \u00fcgylet egyedi, az adatok alapj\u00e1n \u00e1ltal\u00e1noss\u00e1gban elmondhat\u00f3, hogy a midmarket<\/em> piacon a hitelfelvev\u0151k sz\u00e1m\u00e1ra kedvez\u0151bb felt\u00e9telek domin\u00e1lnak.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\u00c1ltal\u00e1nos kil\u00e1t\u00e1sok 2025-re<\/strong><\/p>

Az M&A \u00fcgyletek sz\u00e1m\u00e1nak n\u00f6veked\u00e9se v\u00e1rhat\u00f3, k\u00fcl\u00f6n\u00f6sen az eg\u00e9szs\u00e9g\u00fcgy, technol\u00f3gia \u00e9s energia szektorokban.
A hitelez\u0151k k\u00f6z\u00f6tti verseny \u00e9lesedik, ami kedvez\u0151 felt\u00e9teleket eredm\u00e9nyezhet a hitelfelvev\u0151k sz\u00e1m\u00e1ra. Az ESG tov\u00e1bbra is fontos szempont marad, \u00e9s a fenntarthat\u00f3 finansz\u00edroz\u00e1si term\u00e9kek vonzerej\u00e9nek n\u00f6vel\u00e9s\u00e9ben a szab\u00e1lyoz\u00f3k \u00e9s az ipar\u00e1gi szervezetek kulcsfontoss\u00e1g\u00fa szerepet fognak bet\u00f6lteni.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Szerz\u0151k: Borb\u00e9ly G\u00e1bor, B\u00e9res Tam\u00e1s<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\"Borb\u00e9ly\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\tBorb\u00e9ly G\u00e1bor\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\tPartner,

Finansz\u00edroz\u00e1si \u00e9s Ingatlanjogi Csoportvezet\u0151\n\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t

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\n\t\t\t\t\t\t\tBorb\u00e9ly G\u00e1bor\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\tG\u00e1bor a DLA Piper Hungary partnere, a finansz\u00edroz\u00e1si praxis vezet\u0151je. Sz\u00e9lesk\u00f6r\u0171 tapasztalattal rendelkezik a magyarorsz\u00e1gi piachoz k\u00f6t\u0151d\u0151, valamint a hat\u00e1ron \u00e1tny\u00fal\u00f3 nemzetk\u00f6zi finansz\u00edroz\u00e1si \u00fcgyletek, k\u00e9toldal\u00fa, valamint a szindik\u00e1lt hitelkonstrukci\u00f3k jogi struktur\u00e1l\u00e1sa ter\u00e9n.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tE-mailt k\u00fcld\u00f6k\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\tB\u00e9res Tam\u00e1s\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\u00dcgyv\u00e9djel\u00f6lt,

Junior Associate
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\n\t\t\t\t\t\t\tB\u00e9res Tam\u00e1s\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\tTam\u00e1s a DLA Piper Hungary ingatlanjogi csoportj\u00e1nak \u00fcgyv\u00e9djel\u00f6ltje.\nTam\u00e1s t\u00f6bb mint 1 \u00e9ven kereszt\u00fcl egy \u00fcgyv\u00e9di irod\u00e1n\u00e1l volt gyakornok, melyb\u0151l 3 h\u00f3napot az SZTE \u00c1JTK Karrier Iroda \u00e1ltal szervezett Szakmai Gyakornoki Program keret\u00e9ben t\u00f6lt\u00f6tt el. Itt sz\u00e1mos k\u00fcl\u00f6nb\u00f6z\u0151 jogter\u00fcletet volt lehet\u0151s\u00e9ge megtapasztalni, \u00fagymint t\u00e1rsas\u00e1gi jog; ingatlanjog; munkajog; adatv\u00e9delem; kereskedelmi jog; szellemi tulajdonjog \u00e9s \u00f6r\u00f6kl\u00e9si jog. Emellett jelent\u0151s tapasztalatot szerzett az okiratszerkeszt\u00e9s, szakmai ford\u00edt\u00e1s (magyar-angol) \u00e9s jogszab\u00e1lykutat\u00e1s ter\u00fcletein is. \t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tE-mailt k\u00fcld\u00f6k\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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K\u00e9rd\u00e9se van? Keressen minket bizalommal!<\/b><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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K\u00f6vesse LinkedIn oldalunkat!<\/b><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tDLA Piper Hungary<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Kapcsol\u00f3d\u00f3 tartalmaink<\/strong><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Finance | Bankjog<\/div>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\t\u00c1tl\u00e1that\u00f3bb\u00e1 v\u00e1lnak a k\u00f6tv\u00e9nyek m\u00f3dos\u00edt\u00e1s\u00e1ra vonatkoz\u00f3 szab\u00e1lyok\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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Febru\u00e1r 14-\u00e9n l\u00e9p \u00e9letbe az a jogszab\u00e1lym\u00f3dos\u00edt\u00e1s, amely egy\u00e9rtelm\u0171 kereteket ad a k\u00f6tv\u00e9nyek m\u00f3dos\u00edt\u00e1s\u00e1ra vonatkoz\u00f3an. A m\u00e9g a tavalyi \u00e9v v\u00e9g\u00e9n elfogadott t\u00f6rv\u00e9nyjavaslat t\u00f6bb ponton is l\u00e9nyegesen b\u0151v\u00edti a Tpt. k\u00f6tv\u00e9nyekre vonatkoz\u00f3 rendelkez\u00e9seit. Jelen cikkben a k\u00f6tv\u00e9nyek m\u00f3dos\u00edt\u00e1s\u00e1ra vonatkoz\u00f3an bevezetett ezen \u00faj szab\u00e1lyokat ismertetj\u00fck.<\/p>\n\t\t<\/div>\n\t\t\n\t\t\n\t\t\tTov\u00e1bb \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\n\t\t\tDLA Piper\t\t<\/span>\n\t\t\t\t\n\t\t\t2026-02-05\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t
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Finance | Bankjog<\/div>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\tInterview with G\u00e1bor Borb\u00e9ly | Know Your Lawyer\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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Read the interview with G\u00e1bor Borb\u00e9ly, Partner, Head of Finance and Real Estate at DLA Piper Hungary.<\/p>\n\t\t<\/div>\n\t\t\n\t\t\n\t\t\tTov\u00e1bb \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\n\t\t\tDLA Piper\t\t<\/span>\n\t\t\t\t\n\t\t\t2025-12-17\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t
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Finance | Bankjog<\/div>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\tB\u00edztat\u00f3 kil\u00e1t\u00e1sok: n\u00f6vekv\u0151 M&A piac \u00e9s kedvez\u0151 hitelez\u00e9si felt\u00e9telek 2025-ben – Megjelent a DLA Piper Debt Finance Intelligence Report\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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Megjelent a DLA Piper friss jelent\u00e9se a hitelfinansz\u00edroz\u00e1si piac 2024-es eredm\u00e9nyeir\u0151l \u00e9s a 2025-\u00f6s v\u00e1rhat\u00f3 trendjeir\u0151l.<\/p>\n\t\t<\/div>\n\t\t\n\t\t\n\t\t\tTov\u00e1bb \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\n\t\t\tDLA Piper\t\t<\/span>\n\t\t\t\t\n\t\t\t2025-04-28\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Megjelent a DLA Piper friss jelent\u00e9se a hitelfinansz\u00edroz\u00e1si piac 2024-es eredm\u00e9nyeir\u0151l \u00e9s a 2025-\u00f6s v\u00e1rhat\u00f3 trendjeir\u0151l.<\/p>\n","protected":false},"author":1,"featured_media":5280,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[1368,1421],"coauthors":[705],"class_list":["post-5276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-debt-finance","tag-hitelfinanszirozasi-piac"],"yoast_head":"\nN\u00f6vekv\u0151 M&A piac \u00e9s kedvez\u0151 hitelez\u00e9si felt\u00e9telek 2025-ben | DLA Piper<\/title>\n<meta name=\"description\" content=\"Megjelent a DLA Piper friss reportja a hitelfinansz\u00edroz\u00e1si piac 2024-es eredm\u00e9nyeir\u0151l \u00e9s a 2025-\u00f6s v\u00e1rhat\u00f3 trendjeir\u0151l.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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