{"id":5111,"date":"2025-01-15T14:03:57","date_gmt":"2025-01-15T13:03:57","guid":{"rendered":"https:\/\/blogs.dlapiper.com\/advocatus\/?p=5111"},"modified":"2025-01-15T15:52:09","modified_gmt":"2025-01-15T14:52:09","slug":"ujabb-lepes-a-biztonsagos-penzugyi-szektor-fele-elesedik-a-dora-rendelet","status":"publish","type":"post","link":"https:\/\/blogs.dlapiper.com\/advocatus\/2025\/01\/ujabb-lepes-a-biztonsagos-penzugyi-szektor-fele-elesedik-a-dora-rendelet\/","title":{"rendered":"\u00dajabb l\u00e9p\u00e9s a biztons\u00e1gos p\u00e9nz\u00fcgyi szektor fel\u00e9 \u2013 \u00e9lesedik a DORA rendelet"},"content":{"rendered":"\t\t
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<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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2025. janu\u00e1r 17-t\u0151l k\u00f6zvetlen\u00fcl alkalmazand\u00f3 a p\u00e9nz\u00fcgyi \u00e1gazat digit\u00e1lis m\u0171k\u00f6d\u00e9si rezilienci\u00e1j\u00e1r\u00f3l sz\u00f3l\u00f3 uni\u00f3s rendelet (Digital Operational Resilience Act \u2013 DORA), jelent\u0151s v\u00e1ltoz\u00e1sokat hozva az EU p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00e1si szektor\u00e1ban. Alm\u00e1sy M\u00e1rk, a DLA Piper Hungary Szellemi Alkot\u00e1sok \u00e9s Technol\u00f3gia csoportj\u00e1nak \u00fcgyv\u00e9dje foglalta \u00f6ssze a rendelettel kapcsolatos f\u0151bb tudnival\u00f3kat.<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Kikre terjed ki a DORA hat\u00e1lya?<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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A rendelet alapvet\u0151en minden p\u00e9nz\u00fcgyi szolg\u00e1ltat\u00f3ra vonatkozik, \u00edgy a hitel-, fizet\u00e9si \u00e9s elektronikusp\u00e9nz-kibocs\u00e1t\u00f3 int\u00e9zm\u00e9nyekre, befektet\u00e9si v\u00e1llalkoz\u00e1sokra, kriptovaluta-szolg\u00e1ltat\u00f3kra, alapkezel\u0151kre, biztos\u00edt\u00f3kra \u00e9s viszontbiztos\u00edt\u00f3kra, hitelmin\u0151s\u00edt\u0151 int\u00e9zetekre \u00e9s a crowdfunding-szolg\u00e1ltat\u00f3kra.<\/p>

Emellett a rendelet az IKT-szolg\u00e1ltat\u00f3k tekintet\u00e9ben is sz\u00e1mos szab\u00e1lyt hat\u00e1roz meg, azokat nemcsak k\u00f6zvetve, hanem bizonyos felt\u00e9telek mellett k\u00f6zvetlen\u00fcl is szab\u00e1lyozva. A DORA alapj\u00e1n IKT-szolg\u00e1ltat\u00f3k azok, akik folyamatosan digit\u00e1lis szolg\u00e1ltat\u00e1sokat \u00e9s adatszolg\u00e1ltat\u00e1sokat, p\u00e9ld\u00e1ul felh\u0151alap\u00fa sz\u00e1m\u00edt\u00e1stechnikai szolg\u00e1ltat\u00e1sokat, valamint bizonyos hardverrel kapcsolatos szolg\u00e1ltat\u00e1sokat ny\u00fajtanak.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Hat\u00e9konyabb kock\u00e1zatkezel\u00e9s<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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A rendelet els\u0151dleges c\u00e9lja, hogy a p\u00e9nz\u00fcgyi szervezetek jobban kezelj\u00e9k a m\u0171k\u00f6d\u00e9si kock\u00e1zatokat \u00e9s biztos\u00edts\u00e1k a kritikus m\u0171veletek folytat\u00e1s\u00e1t zavar eset\u00e9n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\"A szab\u00e1lyoz\u00e1s f\u00f3kusza a v\u00e9dekez\u00e9sr\u0151l a \u201ereziliencia\u201d biztos\u00edt\u00e1s\u00e1ra helyez\u0151d\u00f6tt \u00e1t. Ez egy sokkal t\u00e1gabb fogalom, amely mag\u00e1ban foglalja a zavarok, fenyeget\u00e9sek megel\u0151z\u00e9s\u00e9t, az incidensek enyh\u00edt\u00e9s\u00e9t, valamint a zavar\u00f3 esem\u00e9nyek k\u00f6vetkezm\u00e9nyeinek kezel\u00e9s\u00e9t \u00e9s az azokb\u00f3l val\u00f3 fel\u00e9p\u00fcl\u00e9st\" <\/i>\t\t\t<\/p>\n\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\t\u2013 mondta el Alm\u00e1sy M\u00e1rk.<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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A DORA tov\u00e1bbi c\u00e9lja, hogy a hat\u00e1lya al\u00e1 es\u0151 p\u00e9nz\u00fcgyi szervezetek megfelel\u0151en kezelj\u00e9k az IKT-kock\u00e1zatokat. Ide tartozik minden olyan, a h\u00e1l\u00f3zati \u00e9s inform\u00e1ci\u00f3s rendszerek haszn\u00e1lata kapcs\u00e1n \u00e9szszer\u0171en azonos\u00edthat\u00f3 k\u00f6r\u00fclm\u00e9ny, amely ha bek\u00f6vetkezik, vesz\u00e9lyeztetheti a h\u00e1l\u00f3zati \u00e9s inform\u00e1ci\u00f3s rendszerek, valamely technol\u00f3giaf\u00fcgg\u0151 eszk\u00f6z vagy folyamat, egy\u00e9b m\u0171veletek, illetve a szolg\u00e1ltat\u00e1sny\u00fajt\u00e1s biztons\u00e1g\u00e1t az\u00e1ltal, hogy k\u00e1ros hat\u00e1sokkal j\u00e1r a digit\u00e1lis vagy a fizikai k\u00f6rnyezetre n\u00e9zve.<\/p>

A gyakorlatban a DORA megk\u00f6veteli, hogy a p\u00e9nz\u00fcgyi szervezetek \u00e1tfog\u00f3 k\u00e9pess\u00e9geket alak\u00edtsanak ki a hat\u00e9kony IKT-kock\u00e1zatkezel\u00e9s \u00e9rdek\u00e9ben, valamint konkr\u00e9t mechanizmusokat \u00e9s szab\u00e1lyzatokat hozzanak l\u00e9tre az inform\u00e1ci\u00f3s \u00e9s kommunik\u00e1ci\u00f3s technol\u00f3gi\u00e1kkal kapcsolatos valamennyi incidens kezel\u00e9s\u00e9re \u00e9s az IKT-vonatkoz\u00e1s\u00fa esem\u00e9nyek illet\u00e9kes hat\u00f3s\u00e1goknak t\u00f6rt\u00e9n\u0151 bejelent\u00e9s\u00e9re.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\u00daj szerz\u0151d\u00e9ses k\u00f6vetelm\u00e9nyek<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Az IKT-szolg\u00e1ltat\u00e1sok ig\u00e9nybev\u00e9tel\u00e9re vonatkoz\u00f3 szerz\u0151d\u00e9ses meg\u00e1llapod\u00e1sok megk\u00f6t\u00e9s\u00e9t megel\u0151z\u0151en a p\u00e9nz\u00fcgyi szervezeteknek \u00e1tfog\u00f3 kock\u00e1zatelemz\u00e9st kell v\u00e9gezni\u00fck. A p\u00e9nz\u00fcgyi szervezetek csak azon harmadik f\u00e9l IKT-szolg\u00e1ltat\u00f3kkal k\u00f6thetnek szerz\u0151d\u00e9ses meg\u00e1llapod\u00e1st, amelyek megfelelnek a r\u00e1juk vonatkoz\u00f3 inform\u00e1ci\u00f3biztons\u00e1gi szabv\u00e1nyoknak. Amennyiben az eml\u00edtett szerz\u0151d\u00e9ses meg\u00e1llapod\u00e1sok kritikus vagy fontos funkci\u00f3kat \u00e9rintenek, a p\u00e9nz\u00fcgyi szervezeteknek a meg\u00e1llapod\u00e1sok megk\u00f6t\u00e9se el\u0151tt kell\u0151en figyelembe kell venni\u00fck a legfrissebb \u00e9s legjobb min\u0151s\u00e9g\u0171 inform\u00e1ci\u00f3biztons\u00e1gi szabv\u00e1nyok harmadik f\u00e9l IKT-szolg\u00e1ltat\u00f3k \u00e1ltali alkalmaz\u00e1s\u00e1t.<\/p>

A DORA \u00faj szerz\u0151d\u00e9ses tartalmi k\u00f6vetelm\u00e9nyeket is bevezet, amelyek hat\u00e1ssal vannak mind a p\u00e9nz\u00fcgyi szervezetekre, mind az IKT-szolg\u00e1ltat\u00f3kra. A p\u00e9nz\u00fcgyi szervezeteknek \u00e1t kell tekinteni\u00fck \u00e9s m\u00f3dos\u00edtaniuk az IKT-szolg\u00e1ltat\u00e1sokra vonatkoz\u00f3 szerz\u0151d\u00e9seiket a DORA el\u0151\u00edr\u00e1sainak megfelel\u0151en. A szerz\u0151d\u00e9seknek \u2013 az IKT-szolg\u00e1ltat\u00e1s \u00e1ltal t\u00e1mogatott funkci\u00f3 kritikuss\u00e1g\u00e1t\u00f3l vagy fontoss\u00e1g\u00e1t\u00f3l is f\u00fcgg\u0151en \u2013 sz\u00e1mos el\u0151\u00edr\u00e1st kell tartalmazniuk, amelyekben a tartalmi k\u00f6vetelm\u00e9nyek meglehet\u0151sen specifikusak \u00e9s minim\u00e1lis tartalomk\u00e9nt \u00e9rtelmezend\u0151k. Ilyen tartalmi elemek p\u00e9ld\u00e1ul a szerz\u0151d\u00e9s megsz\u00fcntet\u00e9s\u00e9re vonatkoz\u00f3 rendelkez\u00e9sek, az alv\u00e1llalkoz\u00f3k bevon\u00e1s\u00e1nak megengedhet\u0151s\u00e9ge, a teljes\u00edt\u00e9si helysz\u00ednek \u00e9s azok m\u00f3dos\u00edt\u00e1sa, vagy a szem\u00e9lyes \u00e9s nem szem\u00e9lyes adatok biztons\u00e1ga \u00e9s v\u00e9delme, bele\u00e9rtve a fizet\u00e9sk\u00e9ptelens\u00e9g eset\u00e9n az adatokhoz val\u00f3 hozz\u00e1f\u00e9r\u00e9st.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\"A fenti k\u00f6vetelm\u00e9nyek el\u0151\u00edr\u00e1s\u00e1val az uni\u00f3s jogalkot\u00f3 a p\u00e9nz\u00fcgyi szektor ellen\u00e1ll\u00f3k\u00e9pess\u00e9g\u00e9nek \u00e9s biztons\u00e1g\u00e1nak n\u00f6veked\u00e9s\u00e9re sz\u00e1m\u00edt, ugyanakkor a rendeletnek val\u00f3 teljes k\u00f6r\u0171 megfelel\u00e9s biztos\u00edt\u00e1sa jelent\u0151s kih\u00edv\u00e1sokat is jelent az \u00e9rintett szervezetek sz\u00e1m\u00e1ra\" <\/i>\t\t\t<\/p>\n\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\t\u2013 tette hozz\u00e1 Alm\u00e1sy M\u00e1rk.<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Szerz\u0151: Alm\u00e1sy M\u00e1rk<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\"Alm\u00e1sy\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\t Alm\u00e1sy M\u00e1rk*\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\u00dcgyv\u00e9d

Associate\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t

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\n\t\t\t\t\t\t\t Alm\u00e1sy M\u00e1rk\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\tM\u00e1rk a DLA Piper Hungary Szellemi Alkot\u00e1sok \u00e9s Technol\u00f3gia csoportj\u00e1nak \u00fcgyv\u00e9dje. Sz\u00e1mos k\u00fcl\u00f6nb\u00f6z\u0151 adatv\u00e9delmi, szellemi tulajdonnal kapcsolatos \u00fcgyben, valamint gy\u00f3gyszer\u00e9szeti jog \u00e9s munkajogi \u00fcgyben vett r\u00e9szt.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tE-mailt k\u00fcld\u00f6k\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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K\u00e9rd\u00e9se van? Keressen minket bizalommal!<\/b><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tKapcsolatfelv\u00e9tel<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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K\u00f6vesse LinkedIn oldalunkat!<\/b><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDLA Piper Hungary<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Legfrissebb tartalmaink<\/strong><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Szerencsej\u00e1t\u00e9k | Gambling<\/div>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\tHungary\u2019s Casino Concessions in Focus as Reform Continues\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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On 21 September 2026, the Hungarian Parliament debated, under an expedited legislative procedure, a bill amending certain laws governing concessions. The Parliament adopted the bill the following day, and it was promulgated on 30 September 2026. This article outlines the key elements of the reform and assesses its potential effects on the casino concession framework.<\/p>\n\t\t<\/div>\n\t\t\n\t\t\n\t\t\tTov\u00e1bb \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\n\t\t\tRadics Viktor\t\t<\/span>\n\t\t\t\t\n\t\t\t2026-10-09\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t
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Infrastrukt\u00fara | Infrastructure<\/div>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\tA SAFE program egyik pill\u00e9re: hat\u00e1ron \u00e1tny\u00fal\u00f3 k\u00f6z\u00f6s v\u00e9delmi beszerz\u00e9sek az Eur\u00f3pai Uni\u00f3ban\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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A SAFE rendelet egyik jelent\u0151s c\u00e9lkit\u0171z\u00e9se, hogy \u00f6szt\u00f6n\u00f6zze a v\u00e9delmi ipari beruh\u00e1z\u00e1sok ter\u00fclet\u00e9n az Eur\u00f3pai Uni\u00f3 tag\u00e1llamainak k\u00f6z\u00f6s beszerz\u00e9seit. <\/p>\n\t\t<\/div>\n\t\t\n\t\t\n\t\t\tTov\u00e1bb \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\n\t\t\tDLA Piper\t\t<\/span>\n\t\t\t\t\n\t\t\t2026-10-08\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t
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\"v\u00edzgazd\u00e1lkod\u00e1s\"<\/div><\/a>\n\t\t\t\t
Infrastrukt\u00fara | Infrastructure<\/div>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\tFejlem\u00e9nyek a v\u00edzszektorban: Mit hozhat a k\u00f6vetkez\u0151 \u00e9vtized? – 3. r\u00e9sz\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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Kapcsol\u00f3d\u00f3 cikksorozatunk utols\u00f3 r\u00e9sz\u00e9ben \u00e1ttekintj\u00fck a v\u00e1rhat\u00f3 legfontosabb szab\u00e1lyoz\u00e1si fejlem\u00e9nyeket \u00e9s azonos\u00edtjuk a f\u0151bb hazai jogalkot\u00e1si ig\u00e9nyeket.<\/p>\n\t\t<\/div>\n\t\t\n\t\t\n\t\t\tTov\u00e1bb \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\n\t\t\tDLA Piper\t\t<\/span>\n\t\t\t\t\n\t\t\t2026-09-29\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

2025. janu\u00e1r 17-t\u0151l \u00e9letbe l\u00e9p az EU p\u00e9nz\u00fcgyi szektor\u00e1t \u00e9rint\u0151 DORA rendelet, amely jelent\u0151s v\u00e1ltoz\u00e1sokat hoz. Alm\u00e1sy M\u00e1rk, a DLA Piper Hungary \u00fcgyv\u00e9dje \u00f6sszefoglalta a legfontosabb tudnival\u00f3kat.<\/p>\n","protected":false},"author":1,"featured_media":5112,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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